How it works

Bad credit auto financing is a type of vehicle loan designed for borrowers with low credit scores, no credit history, or past financial challenges like bankruptcy.

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Get pre-qualified online.

Complete a short form to see the maximum monthly payment you're pre-qualified for.

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Find a participating dealer.

Browse over 15,000 dealers in our nationwide network to find one near you.

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Visit the dealership and complete financing.

Work with the dealer to find a new or used vehicle that fits your budget. Then finalize your financing on-site with the dealer, with no separate bank visit required.